Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.
Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.
If you have a family who relies on your income, it is important to have life insurance protection.
Split-dollar life insurance is an arrangement to purchase and fund life insurance between two parties.
A business owner policy is an insurance package that assembles the basic coverages required by a business owner in one bundle.
Company-owned life insurance is one way to help protect a business from financial problems caused by the death of a key employee.
If you do not participate in an employer-sponsored retirement plan, you might consider a traditional IRA.
Qualified Roth IRA distributions in retirement are free of federal income tax and aren’t included in gross income.
The probate process can be lengthy and complex. There are strategies you can use to help avoid the probate process.
If you believe your estate will be subject to estate taxes, consider how your heirs will pay the bill.
A designated income beneficiary could receive payment of a specified amount from a charitable remainder trust.
Sole ownership, joint tenancy, tenancy in common, and community property have special benefits for property owners.
Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.
Some of the pros and cons of whole life insurance.
Consider a universal life insurance policy if you want the flexibility to change your premium or death benefit.
Several factors could undermine the financial security provided by the proceeds of your life insurance policy.
Since your home is one of your greatest assets, you should make sure it is adequately protected. That's where homeowners insurance enters the picture.
Knowing the basics of a disability income insurance policy is a good first step toward protecting your family.
There are three basic types of medical insurance plans: fee-for-service, managed care, and high-deductible health plan.
Consider additional liability insurance to help protect you from the potentially devastating effects of liability lawsuits.
Selecting health insurance is often one of the most important decisions you will make. Do you know the different types?
Using a financially sound insurance company is an important part of ensuring your family’s financial security.
The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.
Short-term cash management instruments can help you establish a sound cash management program.
It's important to understand the options, such as financial aid grant programs, when having to pay for college.
A bond is simply evidence of a debt from a government entity or a corporation and represents a long-term IOU.
There are five broad asset classes that you should take into consideration when constructing your investment portfolio.
Tax-deferred retirement plans for self-employed individuals have higher contribution limits than IRAs.